Ideally, you will want to see a doctor immediately after an accident, even if you experience no obvious car crash symptoms. A full check-up and evaluation may be able to help your doctor find any injuries before symptoms even appear. Even if you have been to a doctor and have gotten a clean bill of health, however, stay alert for any symptoms in the days and weeks after your accident. If any develop, get a new medical evaluation.
Unfortunately, late-appearing car accident injuries can result in challenges with an insurance claim. Insurance carriers in these cases sometimes assume accident survivors are exaggerating or even fabricating their symptoms. The longer the period between your accident and your diagnosis or symptoms, the harder it becomes to establish it was the accident that caused the injury.
Insurance carriers sometimes try to claim a head injury or back injury was caused by activity that occurred after the accident.
You generally have until you settle a claim and sign a release of liability to ensure you haven’t sustained an injury. If you develop any symptoms, visit a doctor. If your symptoms appear hours or days after your car crash, consult with a personal injury attorney who can protect your best interests and can seek the compensation you deserve.
It’s estimated that 20 percent of people who experience rear end car accidents suffer from symptoms of whiplash, either immediately following the accident or as a delayed symptom.
Time is not on your side after any accident – Especially If You Have Whiplash
For starters, you should always remember that time is very important after any automobile accident. Whiplash may take days to set in but your treatment should not wait that long. Better said, the insurance company will keep track of everything you do after your car wreck. They will know if you seek treatment or if you choose to delay medical care. Moreover, your personal injury claim will be largely measured by the decisions you make in the weeks and months following your accident.
On the other hand, you can utilize your limited time to create a bullet proof case supported by pictures, documentation and medical care. A good injury clinic will carefully document all of your injuries, any treatment provided and is prepared to represent your case in court. While most injury claims get settled long before court, you should always be prepared for all worst-case scenarios.
How to satisfy the Insurance Company after your accident
Seeking medical treatment could be the best thing you can do to help build and support your personal injury claim. We all know that time is limited after any collision, and the insurance company is not kind when it comes to delays or gaps in medical care. Also, make sure that your Doctor understands the documentation required for collision injuries, and is willing to explain your treatment in court.
What if I already have a gap in treatment after my car wreck?
To begin, seeking immediate medical care is the most important thing you can do after any car wreck. However, you can still get treatment if you have postponed medical care but the limits largely depend on your state. For example, California allows up to two years to file an insurance claim. Whereas, Florida and Utah allow up to four years to file and several states give as long as six years to file a personal injury claim. You should always check the insurance claim limits in your state if your accident was more than one year old.
With this in mind, there are situations where your claim could be denied outside of delays in treatment. Common reasons for accident claim denials include:
However, you still have rights if you feel that your claim was unfairly limited or denied by the insurance company. For starters, contact your insurance company to report the appeal. Many well-known insurance companies will have an appeal process in place. Your second option is to contact the insurance commission in your state. And finally, you can always contact an attorney who specializes in Personal Injury Claims.
Common Insurance Questions
Will my insurance rates rise?
In summary, all accident victims have rights after any car wreck. However, it is up to you to seek the help you need and deserve after any car wreck. Contact us today if you or someone you love were injured in a car, semi-truck or motorcycle accident. Our network of Doctors understands how to treat and document complicated collision injuries, and we accept all forms of third party billing.
East Coast Injury Clinic – Chiropractor & Neurologist
9889 Gate Pkwy N Suite 305
Jacksonville, FL 32246 (904)513-3954